<><><>EB-5签证<><><>
如果一位外国人在项目中投资50万美元，并至少创造10个美国就业岗位，那么他就能获得美国永久居民身份。也就是说中国富豪投50万美元可移民美国。
經常聽到EB-5區域中心或地區中心，究竟是什麼?
美國EB-5區域中心是由它的英文名稱 "Regional Center" 翻譯過來, 有些人稱為地區中心。EB-5區域中心是經移民局批準成立的經濟實體, 受到美國移民局的監管, 投資人可以把投資款項投放於區域中心, 成為某個項目的合夥人，通過股權或債權的形式投資，經由區域中心利用投資人的投資款項來創造所需就業配額，從而完成投資移民程序，為投資人及其配偶和子女取得永久綠卡。
投資人是不是必須參與區域中心的投資項目？
不一定，因為EB-5也可以透過直接投資，創造所需職位配額而符合投資移民的申請條件。但是，投資人直接開辦自營公司來申請EB-5就非常費時，而且成本和風險很高，因為投資人需要直接參與公司的運作，在美國經營一間公司需要顧及繁複的法律及稅制。更重要是創造就業方面需要經過經營來創造，這會大大增加投資人的成本及壓力。我遇過不少透過直接投資申請EB-5的客人，最終花上過百萬美元來維持經營及滿足所需就業的要求，有些更中途放棄。
如何選擇合適的區域中心？
首先，在市場上被標榜為名牌和高回報的項目對申請成功與否沒有直接的關係，這點非常重要。美國移民局的審查官是按照所定的法規及程序來審核投資人的申請。所以, 投資人必須了解EB-5申請的條件是什麼. 所選擇的區域中心及項目是否符合這些條件。EB-5的申請條件主要有四點：1. 必須提供足夠及可信的文件來證明投資款項是合法得來的；2. 投資款項必須主要用來創造所需就業配額；3. 投資款項必須保留在項目內直至EB-5整個程序完結；4. 必須是風險投資(at-risk)。另外，區域中心如何監管投資人的資金及投資人是否可以靈活退出項目也是考慮的主要因素。
這幾個重點中哪些是比較重要？
首先，EB-5申請被拒的主要原因是因為項目未能創造所需的就業配額，因此，投資人必須了解清楚項目透過什麼方式及需要多久才能創造所需就業。如果未能如期創造所需就業，申請不但會被拖延，而且被拒絕的機會就很高。其次，投資款項必須主要用來創造就業及保留在項目內，直至EB-5整個程序完結，所以投資人必須清楚了解項目方如何監管及運用投資人的款項。另外，投資人必須了解何時及如何取回部分或全部的投資款項。法例規定投資必須待永久綠卡申請（即I-829）遞交後才可退出項目並取回投資款項，但有些項目是在取得永久綠卡後才可選擇退出，這隨時延長三至四年退出時間。更重要，項目如何在符合風險投資的情況下為投資人提供最大的保障。
ALC的項目優點是什麼?
我們的投資移民項目永遠把投資人的資金放在有抵押第一債權人位置、由第三方全面監控資金、100%透過建築就業來保證創造所需職位，讓投資人安全順利取得永久綠卡。我們給與投資人退出的機制非常合理及靈活，大約五年左右就可以選擇退出。我們一直保持100%永久綠卡批准率及100%資金退還率的優良紀錄，是你信心的保證！同時，ALC在香港絕對不是移民中介，我們是目前唯一在香港設有自己代表辦事處的EB-5區域中心，由移民律師直接處理投資人的資金來源文件及申請，律師與投資人直接互動，讓投資人更有信心。
What is the EB-5 Visa?
The EB-5 program allows entrepreneurs and their families to apply for green cards (permanent residence) if they 1) make the necessary investment in a commercial enterprise in the United States, and 2) plan to create or preserve 10 permanent full-time jobs for qualified U.S. workers.
How much is the necessary investment?
$1 million or $500,000 if the money is invested in a high unemployment or rural area, considered a targeted employment area (TEA). The Department of Homeland Security (DHS) says approximately 97 percent of all investments by EB-5 petitioners are made in TEAs at the reduced amount of $500,000.
DHS proposed in January increasing the minimum investment amount required for the EB-5 program from $500,000 to $1.35 million for projects in TEAs; from $1 million to $1.8 million for developments in low-to-average unemployment areas.
What is purpose of program?
Congress created the EB-5 Program in 1990 to stimulate the U.S. economy through job creation and capital investment by foreign investors. Under a program initially enacted as a pilot in 1992, and regularly reauthorized since then, investors also may qualify for EB-5 classification by investing through regional centers designated by U.S. Citizenship and Immigration Services (USCIS).
What are regional centers?
EB-5 investors must invest in a “for profit activity formed for the ongoing conduct of lawful business,” which was established after Nov. 29, 1990. If the enterprise was established before that date, it must have been restructured and expanded.
How many EB-5s are available every year?
There is a cap of about 10,000 annually. However, many EB-5 visa holders bring family members with them, and they are included in the count. So, the actual number of visas issued is much lower than that. Before the 2008 recession, DHS says the EB-5 program received fewer than an average 600 EB-5 petitions per year.
Since then, the program has received an average of more than 5,500 petitions per year. Between FY 2014 and FY 2015 alone, more than 25,000 petitions were received. As a result, demand for EB-5 visas by investors has now outpaced the annual supply, resulting in visa backlogs.
Who gets EB-5s?
In 2014, 85 percent of the 10,692 EB-5 visas issued were for Chinese nationals.
What is the future of the EB-5 program?
The EB-5 visa program has just been extended in its current form through September. What happens after that will depend on a review being conducted by the Trump administration and Congress. White House spokesman Sean Spicer says the administration is looking “over the entire visa program, all the various visa programs, and whether or not they are serving the purpose they intended to, whether or not we're making sure we're doing what's in the best interests of the American worker.”
Both parties in Congress have expressed an interest in revising the program.
如果一位外国人在项目中投资50万美元，并至少创造10个美国就业岗位，那么他就能获得美国永久居民身份。也就是说中国富豪投50万美元可移民美国。
經常聽到EB-5區域中心或地區中心，究竟是什麼?
美國EB-5區域中心是由它的英文名稱 "Regional Center" 翻譯過來, 有些人稱為地區中心。EB-5區域中心是經移民局批準成立的經濟實體, 受到美國移民局的監管, 投資人可以把投資款項投放於區域中心, 成為某個項目的合夥人，通過股權或債權的形式投資，經由區域中心利用投資人的投資款項來創造所需就業配額，從而完成投資移民程序，為投資人及其配偶和子女取得永久綠卡。
投資人是不是必須參與區域中心的投資項目？
不一定，因為EB-5也可以透過直接投資，創造所需職位配額而符合投資移民的申請條件。但是，投資人直接開辦自營公司來申請EB-5就非常費時，而且成本和風險很高，因為投資人需要直接參與公司的運作，在美國經營一間公司需要顧及繁複的法律及稅制。更重要是創造就業方面需要經過經營來創造，這會大大增加投資人的成本及壓力。我遇過不少透過直接投資申請EB-5的客人，最終花上過百萬美元來維持經營及滿足所需就業的要求，有些更中途放棄。
如何選擇合適的區域中心？
首先，在市場上被標榜為名牌和高回報的項目對申請成功與否沒有直接的關係，這點非常重要。美國移民局的審查官是按照所定的法規及程序來審核投資人的申請。所以, 投資人必須了解EB-5申請的條件是什麼. 所選擇的區域中心及項目是否符合這些條件。EB-5的申請條件主要有四點：1. 必須提供足夠及可信的文件來證明投資款項是合法得來的；2. 投資款項必須主要用來創造所需就業配額；3. 投資款項必須保留在項目內直至EB-5整個程序完結；4. 必須是風險投資(at-risk)。另外，區域中心如何監管投資人的資金及投資人是否可以靈活退出項目也是考慮的主要因素。
這幾個重點中哪些是比較重要？
首先，EB-5申請被拒的主要原因是因為項目未能創造所需的就業配額，因此，投資人必須了解清楚項目透過什麼方式及需要多久才能創造所需就業。如果未能如期創造所需就業，申請不但會被拖延，而且被拒絕的機會就很高。其次，投資款項必須主要用來創造就業及保留在項目內，直至EB-5整個程序完結，所以投資人必須清楚了解項目方如何監管及運用投資人的款項。另外，投資人必須了解何時及如何取回部分或全部的投資款項。法例規定投資必須待永久綠卡申請（即I-829）遞交後才可退出項目並取回投資款項，但有些項目是在取得永久綠卡後才可選擇退出，這隨時延長三至四年退出時間。更重要，項目如何在符合風險投資的情況下為投資人提供最大的保障。
ALC的項目優點是什麼?
我們的投資移民項目永遠把投資人的資金放在有抵押第一債權人位置、由第三方全面監控資金、100%透過建築就業來保證創造所需職位，讓投資人安全順利取得永久綠卡。我們給與投資人退出的機制非常合理及靈活，大約五年左右就可以選擇退出。我們一直保持100%永久綠卡批准率及100%資金退還率的優良紀錄，是你信心的保證！同時，ALC在香港絕對不是移民中介，我們是目前唯一在香港設有自己代表辦事處的EB-5區域中心，由移民律師直接處理投資人的資金來源文件及申請，律師與投資人直接互動，讓投資人更有信心。
What is the EB-5 Visa?
The EB-5 program allows entrepreneurs and their families to apply for green cards (permanent residence) if they 1) make the necessary investment in a commercial enterprise in the United States, and 2) plan to create or preserve 10 permanent full-time jobs for qualified U.S. workers.
How much is the necessary investment?
$1 million or $500,000 if the money is invested in a high unemployment or rural area, considered a targeted employment area (TEA). The Department of Homeland Security (DHS) says approximately 97 percent of all investments by EB-5 petitioners are made in TEAs at the reduced amount of $500,000.
DHS proposed in January increasing the minimum investment amount required for the EB-5 program from $500,000 to $1.35 million for projects in TEAs; from $1 million to $1.8 million for developments in low-to-average unemployment areas.
What is purpose of program?
Congress created the EB-5 Program in 1990 to stimulate the U.S. economy through job creation and capital investment by foreign investors. Under a program initially enacted as a pilot in 1992, and regularly reauthorized since then, investors also may qualify for EB-5 classification by investing through regional centers designated by U.S. Citizenship and Immigration Services (USCIS).
What are regional centers?
- Regional Centers are federally approved third parties that "connect foreign investors with developers in need of funding, and take a commission." Regional centers are usually private, for-profit businesses that are approved by the USCIS.
EB-5 investors must invest in a “for profit activity formed for the ongoing conduct of lawful business,” which was established after Nov. 29, 1990. If the enterprise was established before that date, it must have been restructured and expanded.
How many EB-5s are available every year?
There is a cap of about 10,000 annually. However, many EB-5 visa holders bring family members with them, and they are included in the count. So, the actual number of visas issued is much lower than that. Before the 2008 recession, DHS says the EB-5 program received fewer than an average 600 EB-5 petitions per year.
Since then, the program has received an average of more than 5,500 petitions per year. Between FY 2014 and FY 2015 alone, more than 25,000 petitions were received. As a result, demand for EB-5 visas by investors has now outpaced the annual supply, resulting in visa backlogs.
Who gets EB-5s?
In 2014, 85 percent of the 10,692 EB-5 visas issued were for Chinese nationals.
What is the future of the EB-5 program?
The EB-5 visa program has just been extended in its current form through September. What happens after that will depend on a review being conducted by the Trump administration and Congress. White House spokesman Sean Spicer says the administration is looking “over the entire visa program, all the various visa programs, and whether or not they are serving the purpose they intended to, whether or not we're making sure we're doing what's in the best interests of the American worker.”
Both parties in Congress have expressed an interest in revising the program.